Legal
This document is an electronic record in terms of the Information Technology Act, 2000 and the rules thereunder as applicable and the amended provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures.
These terms and conditions (“Terms”) apply on the usage of Getitnow Digital Technology Private Limited’s (“GetItNow product of Kapiital Kapslock’s”) website www.getitnow.digital (the “Website“), its smart phone Application titled ‘GetItNow product of Kapiital Kapslock’ (the “Application”) (Application and Website are hereinafter together referred to as the “Platform”) as well as to all information, recommendations and/or services provided to You on or through the Website, the Application or through the Customer Support (“CS”) services provided by GetItNow product of Kapiital Kapslock over a telephone or through any form of electronic communication, including communication made via any social media. The term ‘You‘ refers to the user of our services, through the Website, the Application and the CS (“User”).
These Terms define the terms and circumstances under which a Subscriber may use this website (www.getitnow.digital) and all related sub-domains (collectively, "Website"). The provisions of the applicable Indian laws, along with the rules, regulations, guidelines, and explanations made thereunder, shall govern the Terms, including but not limited to:
The Indian Contract Act, 1872;
The Information Technology Act, 2000;
The Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Information) Rules, 2011; and
The Information Technology (Intermediaries Guidelines) Rules, 2011.
These Terms, along with Company’s Privacy Policy, as amended and updated from time to time, constitute the entire agreement between the User(s) and Company with respect to access to and use of the Website / Application / CS and the Services (as defined hereinafter), superseding any prior written or oral contracts in relation to the same subject matter herein.
IF THESE TERMS ARE NOT ACCEPTABLE TO YOU, PLEASE DO NOT USE THE KKPL WEBSITE, APPLICATION, CS, OR SERVICES.
1.1 GetItNow product of Kapiital Kapslock offers a technology platform for financial services connecting potential loan seekers to loan providers and creation and provision of data analytics based on the contents of Short Messaging Service (“SMS”) messages on Your mobile telephone, Your location as provided by your mobile telephone, Your usage of other mobile applications, and Your download, installation, and usage (as applicable) of the Website, the Application, and the CS (collectively, the “Services”). It facilitates the loan transactions between the borrowers and the NBFCs. All loan applications are approved and sanctioned by NBFCs registered with RBI and communicated upfront during Loan application.
1.2 GetItNow product of Kapiital Kapslock’s technology platform, enables Users who seek to obtain loans (“Beneficiaries”) with certain lenders (“Benefactors”) who may be willing to provide such loans to such Beneficiaries. The list of Benefactors is provided at Schedule 1 herewith.
1.3 GetItNow product of Kapiital Kapslock shall make reasonable efforts to connect Beneficiaries and Benefactors. The Services are dependent on Beneficiaries' and Benefactors' accessibility. The Platform gives users access to an online community of financial institutions and customers who are ready to abide by the terms and conditions stated above. The lending affiliates of GetItNow product of Kapiital Kapslock offer a range of personal loan products in response to requests made by users through the Platform. You will need to supply specific information if you want to use any of the Products offered on the platform, and one of our representatives may get in touch with you by phone or email to learn more about your needs.
1.4 By using the Website, Application, CS, or the Services, you hereby acknowledge that GetItNow product of Kapiital Kapslock is not a Benefactor or a Beneficiary. GetItNow product of Kapiital Kapslock is merely a service provider and facilitates the transaction between Benefactors and Beneficiaries.
1.5 GetItNow product of Kapiital Kapslock merely provides a marketplace platform for the Benefactor and the Beneficiary to transact on. GetItNow product of Kapiital Kapslock does not provide loans or deposits through the Services, nor does it provide financial advisory services in any manner. By continuing to use the Website, the Application, the CS, or the Services in any manner, you acknowledge and agree that GetItNow product of Kapiital Kapslock has not held itself out as a loan provider in any manner.
1.6 You acknowledge and agree that the relation between you and a Benefactor shall be subject to a contract between You and the Benefactor. In order to provide the aforementioned Services, GetItNow product of Kapiital Kapslock will use and share the User's information with numerous financial institutions and other parties, as may be necessary for the aforementioned purposes. In addition, GetItNow product of Kapiital Kapslock will run numerous credit checks in order to obtain the best deals to meet the User's needs. Information sharing by users will be collected, stored, used, and transferred in line with the Privacy Policy, which is available at www.kkpl.in/privacy-policy/.
A person who uses and is authorised to use the services offered by GetItNow product of Kapiital Kapslock is referred to as a user (or users). Only those with Indian citizenship who can enter into legally enforceable transactions under the relevant law are eligible to use our services. In order to use our services, a User must be at least 18 years old and legally capable of entering into binding contracts. According to Indian law, a User cannot be a minor, be of unsound mind, or be insolvent. The User must be an Indian citizen, and GetItNow product of Kapiital Kapslock may require the User to produce legal documentation to support this claim.
GetItNow product of Kapiital Kapslock hereby advises you that while accessing the Website/Application, you must follow/abide all applicable laws. GetItNow product of Kapiital Kapslock is not responsible for the consequences of your behaviour or negligence, misfeasance or malfeasance during use of the Website / Application / CS Services. By registering on the Platform, the user hereby undertakes to agree and abide by the Terms & Conditions detailed herein. If the user violates any of these Terms & Conditions, or otherwise violates an agreement entered into through the medium of the Platform, GetItNow product of Kapiital Kapslock may terminate the User’s membership, delete his/her profile and any content or information posted online by the user on the Platform and / or prohibit the user from using or accessing the Platform at any time in its sole discretion, with or without notice, including without limitation if GetItNow product of Kapiital Kapslock believes that user is under the age of 18 years.
As a user of this Platform, you have agreed to the Terms & Conditions provided here under or anywhere else on this Platform including but not limited to disclaimers on this Platform. You are advised to read and understand the said Terms & Conditions and in case you do not wish to agree to these Terms & Conditions, please refrain from using the Platform.
Parts of these Terms and Conditions may be changed, modified, added, or removed at any time by GetItNow product of Kapiital Kapslock, in its sole discretion. Any modifications made to these Terms and Conditions will periodically be updated on our website. In the event that the user's provided email address is invalid or not their own, GetItNow product of Kapiital Kapslock disclaims all liability. It will be assumed that the User has accepted the amended Terms and Conditions if they continue to use the Platform after being notified that they have been modified.
If You wish to use the Platform, you are required to maintain an account and will be required to furnish certain information and details, including your name, email id, contact number and any other information deemed necessary by GetItNow product of Kapiital Kapslock and as further detailed in the Privacy Policy. You are responsible for maintaining the confidentiality and security of your account, password, activities that occur in or through your account and for restricting access to your computer to prevent unauthorized access to your account. You agree to accept responsibility for all activities that occur under your account or password. You should take all necessary steps to ensure that the password is kept confidential and secure and should inform us immediately if you have any reason to believe that your password has become known to anyone else, or if the password is being, or is likely to be, used in an unauthorized manner.
Please ensure that the details you provide us with are true, correct, accurate and complete. Upon GetItNow product of Kapiital Kapslock gaining knowledge or having any reasonable suspicion that the information provided by you is wrong, inaccurate or incorrect, GetItNow product of Kapiital Kapslock shall immediately terminate your account without any notice to you in this regard. In the event of any changes to the information shared by you at the time of registering yourself on the Platform, you shall be responsible for forthwith notifying the said changes to us.
You shall at all times abide by the Terms and Conditions stated herein; failing to do so may result in GetItNow product of Kapiital Kapslock cancelling your account and taking appropriate civil and criminal action against you in accordance with Indian law.
GetItNow product of Kapiital Kapslock collects certain information from you in order to provide the Services. GetItNow product of Kapiital Kapslock’s use of your personal information is governed in accordance with the Privacy Policy.
GetItNow product of Kapiital Kapslock grants you a limited license to access and use the Platform for availing the Services, but not to download any material from it (other than page caching) or modify it, or any portion of it, except with express written consent of GetItNow product of Kapiital Kapslock and / or its affiliates, as may be applicable. Except as expressly permitted by these Terms & Conditions, it is forbidden to gain unauthorised access to the Platform or any networks, servers, or computer systems connected to the Platform, or to attempt to modify, adapt, translate, or reverse engineer any part of the Platform or to re-format or frame any part of the Platform's pages. This licence is non-transferable and prohibits the use of data mining, robots, or other similar data collection and extraction methods, as well as the resale of this Platform or any of its contents, as well as the downloading or copying of account information for purposes other than your own.
Without the express written consent of GetItNow product of Kapiital Kapslock and/or its affiliates, as applicable, the Platform or any portion of the Platform (including but not limited to any copyrighted material, trademarks, or other proprietary information) may not be reproduced, duplicated, copied, sold, resold, visited, distributed, or otherwise exploited for any commercial purpose. Any unlawful use of the Platform will result in the revocation of the licence or termination of the permission given by GetItNow product of Kapiital Kapslock.
You are only allowed to utilise content that has been sent to you through the Service. This content cannot be copied, duplicated, distributed, or used to produce derivative works. Furthermore, You acknowledge that you will not decompile or reverse engineer any of the Service technology.
GetItNow product of Kapiital Kapslock has the right and liberty to monitor the content of the Platform at all times which shall include information provided in your account. The monitoring of the Platform / Platform is important to determine the veracity of the information provided by you and that every user remains in consonance with the Terms & Conditions provided herein. Subject to the Terms & Conditions mentioned herein, GetItNow product of Kapiital Kapslock shall also have the liberty to remove any objectionable content which is in contravention of the Terms & Conditions herein or share such information with any governmental authority as per procedures laid down by the law for the time being in force in India.
GetItNow product of Kapiital Kapslock may stop providing the Services and may terminate use of it at any time without giving notice of termination to You. Unless GetItNow product of Kapiital Kapslock informs the User otherwise, upon any termination, (a) the rights and licenses granted to You in these terms will end; and (b) User must stop using the Platform forthwith. GetItNow product of Kapiital Kapslock reserves the right to suspend or cease providing any Service and shall have no liability or responsibility to the User in any manner whatsoever if it chooses to do so.
In addition to other prohibitions as set forth in the Terms & Conditions, you are prohibited from using the Platform:
(a) for any unlawful purpose;
(b) to solicit others to perform or participate in any unlawful acts;
(c) to violate any international, federal, provincial or state regulations, rules, laws, or local ordinances;
(d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others;
(e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability;
(f) to submit false or misleading information;
(g) to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Service or of any related website, other websites, or the Internet;
(h) to collect or track the personal information of others;
(i) to spam, phish, pharm, pretext, spider, crawl, or scrape;
(j) for any obscene or immoral purpose; or
(k) to interfere with or circumvent the security features of the Service or any related website, other websites, or the Internet. We reserve the right to terminate Your use of the Service or any related website for violating any of the prohibited uses.
GetItNow product of Kapiital Kapslock may provide certain Services in relation to transactions between a Benefactor and Beneficiary, and while the terms of the agreement between such Benefactor and Beneficiary (the “Loan Agreement”) would govern such a transaction and the parties to such a transaction, the provisions of this Clause 6 govern the manner in which GetItNow product of Kapiital Kapslock shall provide such Services in relation to the transaction.
Users may earn reward/loyalty points based on their activities on the Website/Application. GetItNow product of Kapiital Kapslock may offer an option to redeem the reward/loyalty points for cash from GetItNow product of Kapiital Kapslock and the same shall be transferred to the User’s bank account. GetItNow product of Kapiital Kapslock may also offer the User certain other benefits based on their reward/loyalty points.
The conditions for awarding reward/loyalty points and the conversion rate of the points are up to the GetItNow product of Kapiital Kapslock's discretion and are subject to change.
GetItNow product of Kapiital Kapslock shall have the sole discretion to modify the rewards/loyalty points system, the method of awarding and allocating rewards points from time to time, and the choice to issue or withdraw reward/loyalty points or a separate category of points, identified by any other name, to Users based on their usage of the Website/Application or any other criteria, such as referrals made, usage of referred Users, etc.
The terms and scheme governing award of such points and mode and conditions for redemption of those points for cash or any other articles shall be decided and notified on the application and the Website by GetItNow product of Kapiital Kapslock from time to time and shall be subject to changes as per the sole discretion of GetItNow product of Kapiital Kapslock.
Any additional payment made by you shall be refunded back within 30 days pursuant to the reconciliation of the accounts by the Benefactor. There will be no cancellation of the service (except in case of payment during the look up period by the Benefactor) once you have received the loan amount in your bank account.
Notwithstanding anything to the contrary contained herein, neither GAIN nor its affiliated companies, subsidiaries, officers, directors, employees or any related party shall have any liability to you or to any third party for any indirect, incidental, special or consequential damages or any loss of revenue or profits arising under or relating to these Terms & Conditions. To the maximum extent permitted by law, you waive, release, discharge and hold harmless GetItNow product of Kapiital Kapslock, its affiliated and subsidiary companies, and each of their directors, officers, employees, and agents, from any and all claims, losses, damages, liabilities, expenses and causes of action arising out of your use of the Platform.
As a User, you also acknowledge that GetItNow product of Kapiital Kapslock has maintained and carried out all possible checks and balances to assure the credibility of the Users as listed on the Platform. The information provided on the Platform is based on the information that is provided to GetItNow product of Kapiital Kapslock. In case the User does not disclose any information to GetItNow product of Kapiital Kapslock, and the same is not found out at the first instance by GetItNow product of Kapiital Kapslock despite all measures adopted to certify the ratings or credibility of a User, GetItNow product of Kapiital Kapslock shall not be responsible for any claims or liabilities. GetItNow product of Kapiital Kapslock in any event is not responsible for any default in return of money that is borrowed from the lender and the lender shall have the exclusive right to initiate proceedings against the defaulter borrower. GetItNow product of Kapiital Kapslock shall to the best of its abilities aid the concerned User in terms of provision of information to initiate any legal proceedings. However, GetItNow product of Kapiital Kapslock shall not be responsible for any default on behalf of the User. GetItNow product of Kapiital Kapslock is an information platform and the User is entitled to conduct its own diligence before taking any steps to initiate the processes outlined in the Website.
On behalf of the financial service providers or NBFCs partnered with GetItNow product of Kapiital Kapslock, GetItNow product of Kapiital Kapslock makes no claims or warranties regarding the financial products or loans offered by those partners on the Platform. All liabilities and obligations of the customers / users with regard to the financial products provided by the partners shall be governed by the separate agreement executed between such financial partners and the customers; GetItNow product of Kapiital Kapslock shall not be liable in any way with respect to these liabilities and obligations.
You agree to indemnify, save, and hold GetItNow product of Kapiital Kapslock, its affiliates, contractors, employees, officers, directors, agents and its third party associates, licensors, and partners harmless from any and all claims, demands, losses, damages, and liabilities, costs and expenses, including without limitation legal fees and expenses, arising out of or related to your use or misuse of the Services or of the Website or App or Platform, any violation by You of these Terms & Conditions, or any breach of the representations, warranties, and covenants made by You herein or Your infringement of any intellectual property or other right of any person or entity, or as a result of any threatening, libelous, obscene, harassing or offensive material posted/ transmitted by You on the Platform. KKPL reserves the right, at Your expense, to assume the exclusive defense and control of any matter for which You are required to indemnify GetItNow product of Kapiital Kapslock, including rights to settle, and You agree to cooperate with GetItNow product of Kapiital Kapslocks’ defense and settlement of these claims. GetItNow product of Kapiital Kapslock will use reasonable efforts to notify You of any claim, action, or proceeding brought by a third party that is subject to the foregoing indemnification upon becoming aware of it. This paragraph shall survive termination of this Terms & Conditions.
YOUR USE OF THE SERVICE AND ALL INFORMATION, PRODUCTS AND OTHER CONTENT (INCLUDING THAT OF THIRD PARTIES) INCLUDED IN OR ACCESSIBLE FROM THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. COMPANY EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND AS TO THE SERVICE AND ALL INFORMATION, PRODUCTS AND OTHER CONTENT (INCLUDING THAT OF THIRD PARTIES) INCLUDED IN OR ACCESSIBLE FROM THE SERVICE, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. COMPANY MAKE NO WARRANTY THAT:
(i) THE SERVICE WILL MEET YOUR REQUIREMENTS,
(ii) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE,
(iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE,
(iv) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS, OR
(V) ANY ERRORS IN THE TECHNOLOGY WILL BE CORRECTED AND YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM COMPANY OR SERVICE PROVIDER THROUGH OR FROM THE SERVICE WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.
YOU FURTHER AGREE THAT NEITHER COMPANY OR THIRD PARTY SERVICE PROVIDER NOR ANY OF THEIR AFFILIATES, ACCOUNT PROVIDERS OR ANY OF THEIR AFFILIATES WILL BE LIABLE FOR ANY HARMS, WHICH LAWYERS AND COURTS OFTEN CALL DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES, EVEN IF COMPANY OR SERVICE PROVIDER HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, RESULTING FROM:
(i) THE USE OR THE INABILITY TO USE THE SERVICE / PLATFORM;
(ii) THE COST OF GETTING SUBSTITUTE GOODS AND SERVICES,
(iii) ANY PRODUCTS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO, THROUGH OR FROM THE SERVICE;
(iv) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA;
(v) STATEMENTS OR CONDUCT OF ANYONE ON THE SERVICE; EVEN IF THE PROVIDER HAS BEEN ADVISED PREVIOUSLY OF THE POSSIBILITY OF SUCH DAMAGES; OR
(vi) ANY OTHER MATTER RELATING TO THE SERVICE.
All the rights to the Website/Application and its contents are owned by GetItNow product of Kapiital Kapslock exclusively or are duly licensed to GetItNow product of Kapiital Kapslock. The design, layout, text, photos, graphics, sound, and video of a website or application are all considered its content. The information on the website and application is covered by copyright and other intellectual property laws around the world. All intellectual property rights, title, and ownership in the Website/Application and its content shall stay with GetItNow product of Kapiital Kapslock, its affiliates, or, where applicable, the content's licensors.
All rights not otherwise claimed under these Terms or any other terms, are hereby reserved. The information contained in the Website/Application is intended, solely to provide general information for the personal use of the reader, who accepts full responsibility for its use.
GetItNow product of Kapiital Kapslock does not represent or endorse the accuracy or reliability of any information, or advertisements (collectively, the “Content“) contained on, distributed through, or linked, downloaded or accessed from any of the Services contained on the Website/Application, or the quality of any products, information or other materials displayed, or obtained by You as a result of an advertisement or any other information or offer in or in connection with the Services.
We accept no responsibility for any errors or omissions, or for the results obtained from the use of this information. All information in the Website/Application is provided “AS IS” with no guarantee of completeness, accuracy, timeliness or of the results obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability and fitness for a particular purpose. Nothing herein shall to any extent substitute for the independent investigations and the sound technical and business judgment of the User(s). In no event shall GetItNow product of Kapiital Kapslock, its directors, employees, agents, affiliates, or partners, be liable for any direct, indirect, incidental, punitive, or consequential damages of any kind whatsoever with respect to the Services. User(s) of the Website/ Application must hereby acknowledge that any reliance upon any Content shall be at their sole risk.
GetItNow product of Kapiital Kapslock clearly states that all information shared by the Users on or through the Website or the Application, shall upon such act of sharing, become part of the proprietary asset of GetItNow product of Kapiital Kapslock, and can be used/ commercially exploited by GetItNow product of Kapiital Kapslock in compliance with applicable laws, with no requirement of further consent from the disclosing User.
GetItNow product of Kapiital Kapslock reserves the right, in its sole discretion and without any obligation, to make improvements to, or correct any error or omissions in any portion of the Services.
All associated icons and logos are protected by the relevant copyright, trademark, and other proprietary rights laws and are registered trademarks, trademarks, or service marks of GetItNow product of Kapiital Kapslock in a number of jurisdictions. It is completely forbidden to copy, modify, use, or publish these marks without authorization.
All Content on the Website/ Application is the copyright of GetItNow product of Kapiital Kapslock except any third party content and links to third party websites on our Website/Application. GetItNow product of Kapiital Kapslock accepts no responsibility for advertisements contained within the Platform. GetItNow product of Kapiital Kapslock has no control over and accepts no responsibility for the content of any website or mobile application to which a link from the Platform exists. Such linked websites and mobile applications are provided “as is” for User’s convenience only with no warranty, express or implied, for the information provided within them. GetItNow product of Kapiital Kapslock does not provide any endorsement or recommendation of any third party website or mobile application to which the Platform provides a link. Further, the Users consent and agree that the content provided in the Website and the App shall be synced and shall be available in both mediums.
Any systematic retrieval of GetItNow product of Kapiital Kapslock Content to create or compile, directly or indirectly, a collection, compilation, database or directory (whether through robots, spiders, automatic devices or manual processes) without written permission from GetItNow product of Kapiital Kapslock is prohibited.
In addition, use of the Content for any purpose not expressly permitted in these Terms is prohibited and may invite legal action. As a condition of Your access to and use of GetItNow product of Kapiital Kapslock’s Services, You agree that You will not use the Website/ Application Services to infringe the intellectual property rights of others in any way. GetItNow product of Kapiital Kapslock reserves the right to terminate the account of any User(s) upon any infringement of the rights of others in conjunction with use of the GetItNow product of Kapiital Kapslock Services, or if GetItNow product of Kapiital Kapslock believes that any User(s) conduct is harmful to the interests of GetItNow product of Kapiital Kapslock, its affiliates, or other Users, or for any other reason in GetItNow product of Kapiital Kapslock’s sole discretion, with or without cause.
You agree to conduct transactions and receive communications, notices, and information from us electronically, whether provided by email or other electronic means, by clicking the "Login," "Register," or "I Agree" button. When we send an electronic message to Your email address or cellphone number on file, or when we post an electronic communication on the Application or the Website, You will be presumed to have received it.
Without regard to the rules of conflict of laws, the laws of India shall govern this agreement and be followed in its interpretation. The parties agree that the Arbitration and Conciliation Act, 1996 shall govern the arbitration and that Indian law shall govern any and all disputes arising out of or connected to these Terms of Registration, the Application, or the Website. The arbitral tribunal would only have one arbiter, who will be chosen by GetItNow product of Kapiital Kapslock. Chennai will serve as the venue for the arbitration.
GetItNow product of Kapiital Kapslock shall be entitled to add to, vary or amend any or all these Terms at any time and You shall be bound by such addition, variation or amendment once such addition, variation or amendment is incorporated into these Terms on the Website or the Application on the date that GetItNow product of Kapiital Kapslock may indicate that such addition, variation or amendment is to come into effect.
You acknowledge that GetItNow product of Kapiital Kapslock is a platform that connects Users and that GetItNow product of Kapiital Kapslock does not lend money to or borrow money from members utilising the GetItNow product of Kapiital Kapslock Platform or provide support for any financial products. You agree that the Users' negotiations with third parties provide the sole basis for the usage of the financial products. You agree that usage of the financial products shall not subject GetItNow product of Kapiital Kapslock to any claim or liability for loss or harm. The performance of a third party service provider that is offering services through the App is in no way warranted or guaranteed by GetItNow product of Kapiital Kapslock.
You agree that GetItNow product of Kapiital Kapslock makes no warranties that the Users' information on this app, including their addresses and phone numbers, is real or accurate. You agree that it is Your obligation to confirm the details about the person on the Platform and that GetItNow product of Kapiital Kapslock is in no way responsible if the data given on this App is false or inaccurate. You agree that GetItNow product of Kapiital Kapslock will not be held liable for any claims for money or damages if a borrower fails to repay a loan, fails to disclose his financial situation, or engages in other illegal activity like fraud or deceit.
Your use of this Platform and any Term & Conditions stated in this agreement is subject to laws of India. In case of any disputes arising out of the use of the Website, Courts of Bangalore will have exclusive jurisdiction.
We are happy to address any of your queries, concerns or questions relating to processing (including storing and using) of your information which you can raise by writing to us at help@getitnow.digital.
You may address any complaints or discrepancies in relation to the processing of your Personal Information to:
- help@getitnow.digital
- No. 90 SASIREKHAMA NAGAR KODUNGAIYUR CHENNAI TAMILNADU 600118 IN
Schedule 1
List of lending Partner “Benefactors”: Amaravathi Financial Solutions Private Limited